Commercial Bank of California
Where Business is Personal
  • Corporate Banking
  • Commercial Real Estate
  • SBA Lending
  • Personal Banking
Corporate Banking

Analyzed Business Checking

BUSINESS ANALYZED CHECKING ACCOUNT

Earnings Credit - This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit.

Earnings Credit Calculation - The earnings credit will be calculated by applying the daily periodic earnings credit rate to the principal in the account each day of the period. At our discretion, the daily periodic earnings credit rate may change at any time. The earnings credit will be calculated and applied against fees incurred for the monthly statement cycle.

Minimum balance to open the account - You must deposit $100.00 to open this account.

Accrual of earnings credit on noncash deposits - Earnings credit begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks).

FDICEqual Housing Lender

695 Town Center, Suite 100, Costa Mesa, California 92626 (714) 431-7000
One Point Drive, Suite 100, Brea, California 92821 (714) 482-2200